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    Sandeep Deshpande

    Sandeep Deshpande is Mumbai based Research Journalist associated with ABC Live since 2008.

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  • Explained: RBI’s NBFC Amendment 2026

    Explained: RBI’s NBFC Amendment 20260

    RBI’s NBFC Amendment 2026 reduces compliance for small NBFCs with no public funds and no customer interface. However, it also creates serious questions about indirect public funds, group-level routing, asset splitting, and hidden financial risk inside corporate structures.

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  • Critical Analysis of Draft RBI Master Direction on PPI 2026

    Critical Analysis of Draft RBI Master Direction on PPI 20260

    RBI’s Draft Master Direction on Prepaid Payment Instruments, 2026 aims to make India’s wallet and prepaid payment market safer. However, it may also raise compliance costs, limit small fintech firms and reduce access for low-income users.

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  • Explained: RBI’s E-Mandate Framework 2026

    Explained: RBI’s E-Mandate Framework 20260

    RBI’s 2026 E-Mandate Framework strengthens security in recurring payments. However, it also raises concerns about user control, compliance costs, and fintech innovation.

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  • Critical Analysis of RBI’s Fraud Safeguards Paper

    Critical Analysis of RBI’s Fraud Safeguards Paper0

    RBI’s latest discussion paper shows that India’s digital payments challenge is no longer only about cyber-security. Instead, it is about frauds that manipulate users into authorising transfers themselves. Accordingly, this ABC Live critical analysis examines the data, the four proposed safeguards, and how RBI’s 17 consultation questions should be answered.

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